What are the IRA withdrawal exceptions?

There are a few IRA withdrawal exceptions that will allow you to get access to your money before you turn 59 1/2. For example, if you become permanently disabled, you can get access to your money.

Another exception to the rule is if you use the Substantially Equal Periodic Payment system. This is a system in which you take an equal payment at least once every year from your IRA for the greater of five years or when you reach the age of 59 1/2. This will allow individuals to get access to their money at anytime before they turn 59 1/2.

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